One of the most deceitful cons common to see on cash transfer apps are scammers pretending to be loved ones. This can come in the form of someone passing off as a family member in a desperate situation. From needing money for everyday expenses to being stuck abroad, these individuals will do everything they can to seem as helpless as possible, urging you to send over money with great haste. What makes this trick particularly manipulative is that since apps like Cash App and Venmo were primarily designed to be used between friends and family, it may be easier to let your guard down if you believe someone close is reaching out. 

Another common impersonation tactic is catfishing. This involves individuals on dating or social media apps pretending to show romantic interest by messaging and building a relationship with you. This can happen over a prolonged period of time, showering you with love and earning your trust. Eventually, the scammer will ask for money for one reason or another, whether it’s to get plane tickets to come see you or to help fix their car.
Anyone asking for extreme amounts of money, especially through a cash transfer app, should treated with extreme wariness even if they claim to know you. These tactics are commonly used on older people with less experience on social media and messaging apps, so ensure that any older loved ones are aware of these scams.